TERMS AND CONDITIONS OF USE
Last Updated: February 1, 2018
EFFECT OF OTHER AGREEMENTS
INFORMATIONAL PURPOSES ONLY
We do not warrant or represent that the materials and information on this website, including Our Products are accurate, complete or current. The materials and information including the descriptions of Our Products made available on this website are provided for general informational purposes only. Reliance on any of the material and information on this website including descriptions of Our Products is at your own risk. Please refer to your actual insurance policy or relevant product or services agreement for the governing terms, conditions or exclusions.
MODIFICATIONS TO THIS WEBSITE
We reserve the right, at any time and without limitation, to make improvements or modifications to this website and its materials and information, including Our Products, to interrupt the operation of the website, to suspend or discontinue the use or access to all or part of this website, its materials and information, including Our Products, to perform routine or non-routine maintenance, to perform error correction or updates, or make any other modifications. We have no obligation to make any modifications to this website or its materials and information, including Our Products or to notify you of such improvements, modifications or interruptions.
YOUR ACCOUNT, PASSWORDS AND SECURITY
Certain features offered on or through this website may require you to register and/or open an account (including establishing a User ID and password). You are solely responsible for maintaining the security and confidentiality of your account information and access to your computers and other applicable devices, including, but not limited to, your password. You agree to accept sole responsibility for any and all activity that occurs under your account or password, whether or not actually or expressly authorized by you. DO NOT SHARE YOUR PASSWORD. NAS will not ask you for your password. If you know or suspect that your password has been compromised, change your password immediately. If you suspect any unauthorized activity related to your account or any other breach of security, you agree to notify NAS immediately. NAS may assume that any communication NAS receives under your password have been made by you unless NAS receives notice otherwise. In order to protect any personal information, We encourage you to change your password every six (6) months. NAS will not be liable for any losses or damages you incur as a result of someone else’s use of your account, including User ID or password or from your failure to comply with these obligations. You may be held liable for any losses incurred by NAS due to someone else’s use of your account information, including User ID or password. NAS reserves the right to require a user to change their User ID or answers to security questions if they are deemed inappropriate at NAS’ sole discretion and judgment.
INFORMATION YOU PROVIDE
You agree and warrant that any information you provide through this website will be truthful, accurate and complete. You also agree that you will provide Us with valid and current contact information or any other relevant information that We may request including, but not limited to, your name and e-mail address. You are solely responsible for maintaining and updating your contact information or any other relevant information you provide Us.
CONSENT TO ELECTRONIC COMMUNICATIONS
AVAILABILITY OF INSURANCE PRODUCTS AND RELATED SERVICES
Unless otherwise specified, Our Products on this website are intended for use by United States of America residents only. NAS does business in certain states and territories of the United States of America. Our headquarters are located at 16501 Ventura Boulevard, Suite 200, Encino, California, 91436, unless otherwise indicated. Our Products described on this website may not be available in all states and territories. Certain described limits of insurance coverage may also vary by state or territory. NAS makes no representation that the materials and information or Our Products described on this website are appropriate or available in all states or territories. Certain insurance products and related services may be subject to specific terms, conditions, exclusions, laws, representations or agreements; accordingly, We have the authority, in Our sole and absolute discretion, to determine an applicant’s eligibility status as permitted by law for insurance products and related services We offer. We may limit this website’s availability and use, in whole or in part, by any person, geographic area, or jurisdiction We choose, at any time, and in Our sole discretion.
Online quotes or premium indications may not be available for all states or territories, insurance products, related services or coverage selections. All online quotes generated by this website are premium indications and not a guarantee of coverage, or a contract, binder or agreement to extend insurance coverage. Premium indications are non-binding estimates based upon the preliminary information you provide. We reserve the right to change the information required for the premium indications or decline the account for quotation. To obtain coverage, a completed application must be submitted to Us. All applications are subject to underwriting review and approval. We may require additional information from you at any time during the underwriting process. If an application is approved and the required premium is paid, a binder will be issued by Us. The insurance policy describing the applicable coverage will be issued separately.
Coverages and availability may vary by state or territory; and additional minimum coverage limits may be available in your state or territory. For additional information about products, services or coverage selections otherwise offered please contact us directly at firstname.lastname@example.org.
NAS agreements, applications, communications, instructions, forms, policies and required notices are written in English. In the event a document is translated into any other language for convenience or any other purpose, you agree and acknowledge that the English version shall govern and control its interpretation.
THIS WEBSITE, AND ANY MATERIALS AND INFORMATION, INCLUDING OUR PRODUCTS ARE PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS, AND NAS EXPRESSLY DISCLAIMS TO THE FULLEST EXTENT PERMITTED BY LAW, ALL WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, TITLE OR ANY WARRANTY OR CONDITION ARISING BY USAGE, COURSE OF DEALING OR COURSE OF PERFORMANCE.
FURTHERMORE, NAS DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING THE COMPLETENESS, ACCURACY, AVAILABILITY, RELIABILITY, USEFULNESS, QUALITY, RESULTS OR TIMELINESS OF THE MATERIALS AND INFORMATION INCLUDING OUR PRODUCTS ON THIS WEBSITE.
NAS MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE USE OF OR ACCESS TO THIS WEBSITE OR ITS MATERIALS AND INFORMATION INCLUDING OUR PRODUCTS WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS WILL BE CORRECTED OR THAT THIS WEBSITE OR ITS SERVER ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ARE SOLELY RESPONSIBLE FOR TAKING ALL NECESSARY PRECAUTIONS TO ENSURE THAT YOUR ACCESS TO AND USE OF THIS WEBSITE, ITS MATERIALS AND INFORMATION INCLUDING OUR PRODUCTS OR ANY LINK TO AN EXTERNAL WEBSITE OR THIRD-PARTY WEBSITE ARE FREE OF ERRORS, DEFECTS, VIRUSES OR ANY OTHER HARMFUL COMPONENTS. YOU, AND NOT NAS, ASSUME THE ENTIRE COST OF ANY AND ALL DAMAGES ARISING OUT OF YOUR USE OF, ACCESS TO OR INABILITY TO ACCESS THIS WEBSITE OR ANY LINKS TO EXTERNAL WEBSITES OR THIRD-PARTY WEBSITES, INCLUDING ANY CLAIM FOR COSTS TO SERVICE, REPAIR, REPLACE, OR CORRECT EQUIPMENT OR SOFTWARE.
LIMITATION OF LIABILITY
YOU SPECIFICALLY ACKNOWLEDGE THAT NAS AND NAS REPRESENTATIVES SHALL NOT BE LIABLE FOR ANY INFRINGING, DEFAMATORY, LIBELOUS, THREATENING, HARASSING OR OTHERWISE ILLEGAL CONDUCT BY YOU OR ANY THIRD-PARTY AND THAT THE RISK OF HARM OR DAMAGE FROM THE FOREGOING RESTS ENTIRELY WITH YOU. THESE EXCLUSIONS AND WAIVERS OF LIABILITY APPLY TO ALL CAUSES OF ACTION, WHETHER BASED ON CONTRACT, TORT, WARRANTY, OR ANY OTHER LEGAL THEORIES.
EXCEPT AS PROHIBITED BY LAW, IF THERE IS LIABILITY FOUND ON THE PART OF NAS OR NAS REPRESENTATIVES, IT WILL BE LIMITED TO THE GREATER OF ONE HUNDRED DOLLARS ($100) OR THE AMOUNT YOU HAVE PAID US TO USE OUR PRODUCTS IN THE TWELVE (12) MONTHS IMMEDIATELY PRIOR TO THE EVENT GIVING RISE TO SUCH LIABILITY, IF ANY; HOWEVER, UNDER NO CIRCUMSTANCES WILL WE BE LIABLE FOR CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES.
INTELLECTUAL PROPERTY RIGHTS
The selection, arrangement, and design of the entire contents of this website, as well as the original contents herein are proprietary to and owned by NAS and other parties and are protected by United States of America copyright law, trademark law, trade secret, as well as other state, federal laws and regulations. Except as otherwise expressly permitted by NAS, no materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your personal use only provided you also retain all copyright, service marks, trademarks, logos and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes without NAS Insurance Services, LLC’s written permission. All trademarks, service marks, trade names, logos, and icons are proprietary to NAS or relevant third-party owners. Nothing contained on this website or information and materials including insurance products and related services should be construed as granting, by implication, estoppel or otherwise, any license or right to use any copyright, trademark, logo or service mark displayed on this website without the prior written permission of NAS or third-party who may own such intellectual property. Unauthorized use of any intellectual property displayed on this website may be a violation of United States of America copyright law and federal and state trademark laws. NAS claims service marks or trademark rights in this website by the use of the symbols “®,” or “™”. Other products and company names mentioned on this website may be trademarks of their respective owners. Your use of the trademarks or other intellectual property displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Inquiries concerning use of any trademarks, service marks, copyrights or other intellectual property or proprietary rights displayed on this website are to be directed to NAS Insurance Services, LLC 16501 Ventura Blvd., Suite 200, Encino, California, 91436; facsimile: (818) 382-2040.
NASMomentum.com is an independent website and is not endorsed, sponsored, affiliated with or otherwise authorized by Amazon. All other trademarks, product names and company names or logos cited herein are the property of their respective owners.
LIMITED LICENSE AND SCOPE OF USE
We hereby grant you a nonexclusive, nontransferable, revocable limited license to access, view, use and download the information and materials on this website for your organization’s internal, informational, non-commercial use only or your own personal, informational, and non-commercial use; provided however, you must retain all copyright notices, trademarks, service marks, logos or other proprietary notices intact. Except as otherwise expressly permitted by NAS, you are prohibited from using, copying, modifying, reproducing, duplicating, sublicensing, selling, reposting, exploiting, transmitting, distributing, and reusing the information and materials obtained from this website or the design or layout of the website for any commercial purpose or public display (commercial or non-commercial). You may not remove or modify any copyright, trademark, service mark, slogans, logo or other proprietary notations from the information and materials obtained from this website without Our prior written permission. You may not use NAS’ name, NAS’ trademarks, service marks, slogans, logos or other proprietary information without Our prior written permission. NAS does not warrant or represent that your use of information and materials displayed on this website will not infringe the rights of third parties. When you access and use this website and its information and materials, including Our Products you are deemed to do so at your own risk and are responsible for compliance with all applicable local, state, or federal laws and regulations, including without limitation, any applicable export control laws and regulations of the United States of America.
UNSOLICITED SUBMISSIONS MADE TO NAS
We reserve the right and you authorize Us to use any suggestions, comments, feedback ideas, concepts, notes, expertise, techniques and other information (“Submissions”), contained in any communication you send to this website or Us for any purpose whatsoever, including, but not limited to, developing and marketing products using such information without compensation to you or any provider of such information. Submissions you send to Us shall be deemed and remain our exclusive property, and We shall not have any obligation to you to maintain the confidence of such Submissions. All Submissions shall be considered non-confidential and non-proprietary. You represent and warrant that you (1) own all the rights to the Submission; (2) are not entitled to any compensation, credit or notice of any nature with respect to such Submission; and (3) waive any right to make any claim against Us relating to Our use of such Submission. You are solely and fully responsible for the content of any of your Submissions to the website or Us as well as for any infringement of the rights of others by such content. By providing such Submissions to Us you hereby assign to Us, at no charge, all worldwide right, title and interest in and to the Submissions and any intellectual property rights associated with such Submissions. We shall be free to use and disseminate such Submissions on an unrestricted basis for any purpose. We shall also be deemed to own all known and hereafter existing rights of any kind and nature as to such Submissions, and We shall be entitled to unrestricted use of such Submissions for any purpose.
NO PROFESSIONAL ADVICE
The information and materials including Our Products contained and described on this website are intended solely for general informational purposes and should not be relied upon for accounting, financial, broking, consulting, insurance, legal or any other type of professional advice. When evaluating the information and materials available on this website, you should consult with the appropriate professional who has full knowledge of your specific situation. Your access to or use of this website and its materials and information including Our Products or of any information linked through or from this website is at your own risk.
You agree that NAS, in its sole discretion, reserves the right to terminate or suspend Your use of the website, its materials and information including Our Products, and any license which may be granted by Us, at any time for any reason or no reason at all, even if continued access to or use of the website, its materials and information, including Our Products is allowed to others. You further agree that NAS shall not be liable to you or any third-party for terminating or suspending your access to or use of this website and its materials and information, including Our Products.
LINKS TO OTHER WEBSITES
For your convenience only, We may provide links to external websites including third-party websites and their content. Unless expressly stated, these links do not constitute an endorsement or sponsorship of or affiliation with these external or third-party websites or their content. NAS assumes no liability, directly or indirectly, for any content, accuracy or opinions expressed in such external or third-party websites, and such external or third-party websites are not investigated, monitored or checked for accuracy or completeness by Us. If you decide to leave Our website and access these links to external or third-party websites and their content, you agree to do so at your own risk.
REMEDIES FOR VIOLATIONS
This website is intended for use only in the United States of America. We do not represent that the materials and information, including Our Products on this website are appropriate or made available for use outside of the United States of America. Those who access this website do so at their own initiative and are responsible for compliance with all applicable laws, including the export control laws of the United States of America.
GOVERNING LAW AND VENUE
No additional notice of any kind for any reason is due to you and you expressly warrant an understanding that the right to notice is waived as a condition for permission to view or interact with this website.
NAS Insurance Services, LLC
16501 Ventura Blvd., Suite 200
Encino, CA, 91436
Thank you for visiting Our website.